General Disclaimer

The information published on LoanKey.org is provided for general informational and educational purposes only. While we make every effort to ensure the accuracy and timeliness of the content on our website, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is strictly at your own risk. LoanKey.org shall not be liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising from the use of this website.

Not Financial Advice

Nothing on LoanKey.org constitutes financial, legal, tax, or investment advice. The content we publish — including lender reviews, rate comparisons, loan guides, and calculators — is intended to provide general information about financial products and should not be relied upon as the sole basis for any financial decision.

Before making any borrowing decision, we strongly encourage you to consult with a licensed financial advisor, review the full terms and conditions of any financial product, and consider your individual financial situation, income, credit history, and repayment ability.

Rate Accuracy Disclaimer

All interest rates, APRs, loan amounts, and terms displayed on LoanKey.org are sourced from publicly available lender disclosures, partner data feeds, and our own research. While we update our rate data regularly — typically on a weekly basis — we cannot guarantee that rates shown are current, available to all borrowers, or reflective of the rate you will personally receive.

Loan rates are highly individualized and depend on factors including but not limited to:

• Your credit score (FICO) and full credit history
• Your debt-to-income ratio (DTI)
• Your employment status and income verification
• The loan amount and repayment term you select
• The lender’s current underwriting criteria
• Current federal interest rate environment

Rates advertised as “starting from” or “as low as” are typically only available to borrowers with excellent credit (720+ FICO). Always obtain a formal loan offer directly from the lender before making any decisions.

Lender Review Disclaimer

Our lender reviews reflect the independent editorial assessment of LoanKey.org’s research team based on publicly available information, lender disclosures, and user feedback. Star ratings and rankings are our own opinion and should be used as one of many inputs in your research process — not as a guarantee of your personal experience with any lender.

Lender products, rates, fees, and eligibility requirements change frequently. We recommend visiting each lender’s official website directly to confirm current terms before applying.

Affiliate Compensation Disclaimer

LoanKey.org participates in affiliate marketing programs. When you click on a lender link on our website and subsequently apply for or are approved for a financial product, LoanKey.org may receive a commission or referral fee from the lender at no additional cost to you.

External Links Disclaimer

LoanKey.org contains links to third-party websites for informational purposes. We have no control over the content, accuracy, or availability of external websites and accept no responsibility for any information, products, or services found on linked sites. The inclusion of any link does not imply endorsement of the linked website by LoanKey.org.

Errors & Omissions

While we strive to keep all information on LoanKey.org accurate and up-to-date, errors and omissions may occur. If you notice inaccurate or outdated information, please contact us at editorial@loankey.org and we will review and correct it promptly.